Credit holidays for small businesses and the self-employed
On October 1, 2025, a new law comes into force in Russia, opening up the opportunity for small and medium-sized enterprises (SMEs), as well as the self-employed, to receive credit holidays. Law No. 276-FZ was signed on July 31, 2025 and has already been published. What does this mean for entrepreneurs? During the credit holidays, borrowers will be able to temporarily suspend loan payments without the risk of fines and penalties. At the same time, interest will continue to accrue on the main debt. All but the self-employed and microenterprises are required to repay them during the grace period. Key vacation conditions: 🔹 Maximum loan amounts: up to 10 million rubles. for the self-employed , up to 60 million rubles. for microenterprises up to 400 million rubles. for small enterprises…