Changes in insurance premiums from 2025: what is important for businesses and sole proprietors to know
From January 1, 2025, significant changes in the procedure for paying insurance premiums will come into force, which affect both organizations and individual entrepreneurs. The innovations relate to the rates, payment deadlines, as well as the rules for accounting for contributions. Let's analyze the key changes. 1. Reduced insurance premiums for manufacturing industries According to Federal Law No. 176-FZ of 07/12/2024, enterprises and sole proprietors whose main economic activity relates to manufacturing industries will be entitled to pay insurance premiums at a reduced rate of 7.6%. This tariff applies to payments to employees exceeding 1.5 minimum wage. For amounts up to 1.5 minimum wage, the standard tariff of 30% is maintained (Federal Law No. 362-FZ of 10/29/2024). The list of types of manufacturing industries eligible for the benefit is at…

